Risks of a mortgage
What Do People Do? Many people around the world celebrate Valentine’s Day by showing appreciation for the people they love or adore. Some people take their loved ones for a romantic dinner at a...
View ArticleHow much Stamp Duty will I have to pay?
What Do People Do? Many people around the world celebrate Valentine’s Day by showing appreciation for the people they love or adore. Some people take their loved ones for a romantic dinner at a...
View ArticleBuy to Let Mortgage Synopsis
What is a Buy to Let Mortgage? A Buy to Let (BTL) mortgage is for applicants who are either looking to a rental portfolio or build up their existing one. A BTL mortgage is designed for landlords or...
View ArticleLand Development Loan
What is a land development loan? A land development loan is essentially an early payment of funds, held against a mortgage, to finance the production, installing, or constructing of the improvements...
View ArticleHow will an interest rise affect mortgage rates
What Do People Do? Many people around the world celebrate Valentine’s Day by showing appreciation for the people they love or adore. Some people take their loved ones for a romantic dinner at a...
View ArticleWhat is a shared-ownership home?
What Do People Do? Many people around the world celebrate Valentine’s Day by showing appreciation for the people they love or adore. Some people take their loved ones for a romantic dinner at a...
View ArticleThe Mortgage Process Explained for First-Time Buyers
Although the mortgage process involves paperwork, credit scores and legal fees, first-time buyers can reduce much of the work by familiarising themselves with the application process. Entering the...
View ArticleHow to Spot a Good Mortgage Adviser
Mortgage advisors guide you through what for most people will be the most significant financial decision of their lives. A good broker’s advice is invaluable and can have a long-lasting positive impact...
View ArticleEverything You Need to Know About Buy-to-Let Mortgages
If you intend to let out your property to tenants, you will need to select a buy-to-let mortgage product. They work in a similar way to normal mortgage products, but there are some striking...
View ArticleRemortgaging: What Is It and When Might I Want It?
Mortgages last a long time. Your financial situation may change many times over the span of your mortgage. This means that the product you selected at the beginning of the mortgage period may not be...
View ArticleHow Much Do I Need to Earn to Get a Mortgage of £250,000?
Table of Contents Finding the right mortgage deal can be challenging, and there are often many hurdles to overcome for those who want to take this important step on the property ladder.This article...
View ArticleChanging to a Buy to Let from Residential Mortgage, Explained
Table of Contents If you’re reading this, it’s most likely because you want to know if you’re able to change a residential mortgage to a buy to let mortgage. There might be several reasons why one...
View ArticleLand Mortgage in the UK (Complete Guide with Tips & Tricks)
Table of Contents Purchasing a piece of land can be financially wise & exciting but often require external financial aid because lands aren’t a cheap commodity. While it’s a common practice to get...
View ArticleBuy to Let Equity Release Explained in Simple Terms
Buy to let equity release is an excellent way for property owners to access the capital they have built up while mortgage payments. Getting this capital in the form of a tax-free loan can help them...
View Articlemortgage plugin test
See how much you can borrow on a mortgage Applicant 1's income We've calculated this from our average customer Applicant 2's income We've left this blank, but add in your partners income if relevant...
View ArticleEvolution of Mortgages Between 2008 and 2022
Between 2007 and 2008, we witnessed a financial crisis which originated from excessive liquidity afforded by lower interest rates and the active securitisation of mortgages. The 2008 financial crisis...
View ArticleIs renting a house without a buy-to-let mortgage illegal?
Houses are one of the most expensive purchases in most people’s lives. If you’re like most homebuyers, you need to take out mortgages to make your dream of homeownership a reality, mainly because it’s...
View ArticleInflation, Bread, and Interest
The cost of living crisis In more recent times, we have been hearing this phrase being thrown about, yet we do not fully understand the intricacies of the issue. Simply, it boils down to unprecedented...
View ArticleHow to Get a BTL Mortgage Without a Job (or Minimum Income)
Learn different aspects of getting a buy-to-let mortgage without a job or minimum income. We also included valuable tips from our expert mortgage brokers so that you can increase your chance of...
View ArticleA Brief Guide on Student Buy to Let Mortgages for Investors
Are you an investor who is interested in the student buy to let mortgage market? If so, this blog post is for you! In it, we will provide a brief guide on student buy-to-let mortgages, including what...
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